Who said the tax man was all bad? For the first time ever, I have received a gigantic ‘gift’ from the tax man! Before I set up ‘The Lady Saddler’ business last September, I had previously run a hobby business called Hunters Cottage Art. I had learnt a new skill called paper cutting which is basically cutting paper with a scalpel in elaborate designs. I had a lovely customer base who would request personalised wedding, family, christening or birthday paper art that they would then gift to their family and/or friends. I never set out to make it a full time business and to be honest it would never have…